The Oregon Legislature is currently considering legislation—HB 4018—that could increase auto insurance rates across the state.

If passed, this bill would prohibit the use of risk-based factors—including credit-based insurance scores, education and occupation—for auto insurance pricing, removing the ability of insurers to offer affordable rates and discounts for many policyholders, and forcing lower-risk policyholders to pay more to subsidize higher-risk policyholders.

Speak out against this misguided legislation and tell legislators to focus on passing real solutions that will actually help make insurance more affordable and equitable. Please take a moment to review and send this letter to your legislators today.