a safe and secure future



Securing Our Future is a community of action-focused supporters across the country working to ensure a safer, more secure future for all Americans by engaging on public policy issues at the state and federal that impact the accessibility and affordability of property casualty insurance.

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Why We Do What We Do

From natural disasters and catastrophe preparedness to legal system abuse and changes to risk-based pricing and auto insurance that could increase insurance rates, Securing Our Future advocates for the policies that best support, secure, and protect American communities and families.

The stability of the property casualty insurance marketplace impacts U.S. businesses, the economy, and all consumers. That’s why Securing Our Future remains focused on protecting policyholders and their interests from the policy threats of today and those in the future.

We are the voice of America’s policyholders—and securing their future is our top priority.

Frequently Asked Questions

Property and casualty insurance protects your property. Some examples include:

  • car insurance
  • home insurance
  • commercial insurance
  • renter’s insurance
  • boater’s insurance

Insurance helps individuals and businesses manage risk. It protects individuals and businesses against uncertain losses, damages, injuries, and financial liability from future unexpected events in exchange for a certain amount, known as a policy premium.

Pricing varies because of how insurance companies calculate risk. Factors such as location, credit history, or your history of submitting claims, among other factors, may result in varying rates.

Property and casualty insurance are types of coverage that help protect the things you own, such as your home or car. Keeping insurance affordable is critical for helping policyholders get the coverage they need at a fair price.