a safe and secure future



Securing Our Future is a community of action-focused supporters across the country working to ensure a safer, more secure future for all Americans by engaging on public policy issues at the state and federal that impact the accessibility and affordability of insurance.

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Why We Do What We Do

The steadiness of the insurance marketplace impacts the economic stability of U.S. businesses, our economy, and all consumers.

That’s why Securing Our Future remains focused on protecting policyholders and their interests from the range of policy threats looming today—and those that could arise tomorrow.

From natural disasters and catastrophe preparedness to third-party litigation financing abuse and insurance fraud to unfair legislation that could increase insurance rates, Securing Our Future will continue to advocate for the policies that best support, secure, and protect American communities and families.

We are the voice of America’s policyholders—and securing their future is our top priority.

Frequently Asked Questions

Property and casualty insurance protects your property. Some examples include:

  • car insurance
  • home insurance
  • commercial insurance
  • renter’s insurance
  • boater’s insurance

Insurance helps individuals and businesses manage risk. It protects individuals and businesses against uncertain losses, damages, injuries, and financial liability from future unexpected events in exchange for a certain amount, known as a policy premium.

Pricing varies because of how insurance companies calculate risk. Factors such as location, credit history, or your history of submitting claims, among other factors, may result in varying rates.

Property and casualty insurance are types of coverage that help protect the things you own, such as your home or car. Keeping insurance affordable is critical for helping policyholders get the coverage they need at a fair price.